Medihelp
MedVital Elect
Members wanting hospital protection with some everyday benefits
R2,412 / month
Compare medical aid options
2026 contributions from the scheme spreadsheet, matched to official plan profiles. Income-banded options only show if they fit what you told us. This is comparison — not a quote.
I already know what I want? Cool. Browse.
81 options after income-band filters.
Bestmed
Beat 1
Members mainly wanting hospital protection at a lower contribution
R2,523 / month
Bestmed
Beat 2
Members wanting hospital cover plus a modest day-to-day wallet
R2,591 / month
Fedhealth
flexiFED 1 - Network Hospitals
affordable hospital cover for younger members
R2,603 / month
Momentum
Custom: Associated Hospitals, Chronic: State
Members prioritising hospital/chronic cover over routine day-to-day benefits
R2,585 / month
Bonitas
BonEssential
Members looking for affordable hospital-led cover
R2,747 / month
Bonitas
BonPrime
Members wanting a balanced network + savings option
R2,734 / month
Medihelp
MedAdd Elect
Young families seeking a balance between savings and insured day-to-day
R2,706 / month
Fedhealth
flexiFED 1 - Elect
affordable hospital cover for younger members
R2,031 / month
Fedhealth
sureFED Essential
Compare this option against what actually matters to you.
R1,940 / month
Bestmed
Beat 1 Network
Members mainly wanting hospital protection at a lower contribution
R2,269 / month
Bestmed
Beat 2 Network
Members wanting hospital cover plus a modest day-to-day wallet
R2,331 / month
Bonitas
BonCore
Members prioritising core hospital protection
R1,275 / month
Bonitas
BonEssential Select
Cost-conscious members comfortable with a more restricted network
R2,345 / month
Bonitas
BonStart
First-time or price-sensitive members who accept network restrictions
R1,603 / month
Bonitas
BonStart Plus
Members wanting a step up from BonStart
R2,040 / month
Bonitas
BonFit
Younger members/families wanting savings plus hospital cover
R2,294 / month
Fedhealth
flexiFED Savvy
Young/healthy members wanting low-cost hospital cover with digital primary care
R1,155 / month
Medihelp
MedMove
Young professionals needing affordable core cover
R1,734 / month
Momentum
Evolve
Digitally comfortable members wanting affordable hospital-first cover
R2,029 / month
Medihelp
MedVital
Members wanting hospital protection with some everyday benefits
R3,096 / month
Bonitas
Bonsave
Families wanting stronger hospital cover with self-managed day-to-day funds
R3,035 / month
Fedhealth
flexiFED 2 - Elect
hospital cover with richer maternity and young-family benefits
R3,083 / month
Medihelp
Medsaver
Families wanting a larger self-managed day-to-day savings pool
R3,198 / month
Momentum
Incentive: Associated Hospitals, Chronic: State
Members wanting hospital/chronic protection plus a modest day-to-day wallet
R3,026 / month
Bestmed
Beat 3
Families needing stronger day-to-day support than Beat 2
R3,837 / month
Bestmed
Beat 3 Plus
Members wanting a larger self-managed day-to-day pool
R3,781 / month
Bonitas
Primary
Members preferring traditional insured day-to-day benefits
R3,588 / month
Fedhealth
flexiFED 2 - GRID
hospital cover with richer maternity and young-family benefits
R3,693 / month
Fedhealth
flexiFED 3 - Elect
growing-family cover with enriched maternity/child benefits
R3,682 / month
Fedhealth
sureFED Plus
Compare this option against what actually matters to you.
R3,565 / month
Momentum
Custom: Associated Hospitals, Chronic: Any
Members prioritising hospital/chronic cover over routine day-to-day benefits
R3,749 / month
Momentum
Custom: Associated Hospitals, Chronic: Associated
Members prioritising hospital/chronic cover over routine day-to-day benefits
R3,334 / month
Momentum
Custom: Any Hospital, Chronic: State
Members prioritising hospital/chronic cover over routine day-to-day benefits
R3,295 / month
Momentum
Incentive: Any Hospital, Chronic: State
Members wanting hospital/chronic protection plus a modest day-to-day wallet
R3,761 / month
Bestmed
Rhythm 1 (R14 001+)
Lower-income members comfortable with designated providers
R3,615 / month
Income-banded plan — eligibility depends on what you earn.
Bestmed
Rhythm 2 (R8 501+)
Members wanting more day-to-day support while accepting a network
R3,516 / month
Income-banded plan — eligibility depends on what you earn.
Bestmed
Beat 3 Netwerk
Families needing stronger day-to-day support than Beat 2
R3,453 / month
Bonitas
BonCap (R19 351 - R25 170)
Income-qualified members who can use the BonCap network
R3,404 / month
Income-banded plan — eligibility depends on what you earn.
Bonitas
Hospital Standard
Members mainly seeking hospital protection
R3,561 / month
Medihelp
MedReach
Professionals/families wanting comprehensive network-based insured benefits
R3,360 / month
Medihelp
Medadd
Young families seeking a balance between savings and insured day-to-day
R3,432 / month
Momentum
Ingwe Connect Hospital (R23 501+)
Students, first-time earners and cost-sensitive members
R3,302 / month
Income-banded plan — eligibility depends on what you earn.
Momentum
Ingwe Network Hospital (R23 501+)
Students, first-time earners and cost-sensitive members
R3,590 / month
Income-banded plan — eligibility depends on what you earn.
Momentum
Summit
High-utilisation members wanting broad provider freedom and comprehensive cover
R16,469 / month
Bestmed
Beat 4
Families wanting broad cover without moving to the Pace range
R6,334 / month
Bestmed
Pace 1
Members with higher healthcare utilisation and a need for broader chronic/day-to-day cover
R4,807 / month
Bestmed
Pace 2
Members with higher healthcare utilisation and a need for broader chronic/day-to-day cover
R7,539 / month
Bestmed
Pace 3
Members with higher healthcare utilisation and a need for broader chronic/day-to-day cover
R8,655 / month
Bestmed
Pace 4
Members with higher healthcare utilisation and a need for broader chronic/day-to-day cover
R12,195 / month
Bonitas
Standard
Families preferring broad insured benefits over a pure savings model
R5,929 / month
Bonitas
BonClassic
Families needing high levels of hospital and day-to-day cover
R7,002 / month
Bonitas
BonComprehensive
Members requiring Bonitas's broadest hospital, chronic and day-to-day cover
R10,633 / month
Fedhealth
flexiFED 2 - Any Hospital
hospital cover with richer maternity and young-family benefits
R4,118 / month
Fedhealth
flexiFED 3 - Any Hospital
growing-family cover with enriched maternity/child benefits
R4,917 / month
Fedhealth
flexiFED 3 - GRID
growing-family cover with enriched maternity/child benefits
R4,410 / month
Fedhealth
flexiFED 4 - Any Hospital
benefit-rich cover for mature families with strong GP/chronic support
R6,591 / month
Fedhealth
flexiFED 4 - GRID
benefit-rich cover for mature families with strong GP/chronic support
R5,905 / month
Fedhealth
flexiFED 4 - Elect
benefit-rich cover for mature families with strong GP/chronic support
R4,935 / month
Fedhealth
maxiFED - maxima EXEC
Members with regular day-to-day and chronic healthcare needs
R11,229 / month
Fedhealth
maxiFED - maxima PLUS
High-utilisation members seeking Fedhealth's richest option
R18,749 / month
Medihelp
MedElite
Families with high day-to-day and chronic utilisation
R8,028 / month
Medihelp
MedPlus
Members needing Medihelp's broadest insured protection
R15,486 / month
Momentum
Custom: Any Hospital, Chronic: Any
Members prioritising hospital/chronic cover over routine day-to-day benefits
R4,472 / month
Momentum
Custom: Any Hospital, Chronic: Associated
Members prioritising hospital/chronic cover over routine day-to-day benefits
R3,953 / month
Momentum
Incentive: Associated Hospitals, Chronic: Any
Members wanting hospital/chronic protection plus a modest day-to-day wallet
R4,800 / month
Momentum
Incentive: Associated Hospitals, Chronic: Associated
Members wanting hospital/chronic protection plus a modest day-to-day wallet
R4,258 / month
Momentum
Incentive: Any Hospital, Chronic: Any
Members wanting hospital/chronic protection plus a modest day-to-day wallet
R5,427 / month
Momentum
Incentive: Any Hospital, Chronic: Associated
Members wanting hospital/chronic protection plus a modest day-to-day wallet
R4,364 / month
Momentum
Extender: Associated Hospitals, Chronic: Any
Families with substantial day-to-day and chronic needs
R7,566 / month
Momentum
Extender: Associated Hospitals, Chronic: Associated
Families with substantial day-to-day and chronic needs
R6,811 / month
Momentum
Extender: Associated Hospitals, Chronic: State
Families with substantial day-to-day and chronic needs
R5,954 / month
Momentum
Extender: Any Hospital, Chronic: Any
Families with substantial day-to-day and chronic needs
R8,604 / month
Momentum
Extender: Any Hospital, Chronic: Associated
Families with substantial day-to-day and chronic needs
R7,559 / month
Momentum
Extender: Any Hospital, Chronic: State
Families with substantial day-to-day and chronic needs
R6,763 / month
Bonitas
Standard Select
Members wanting Standard-style benefits at a lower network-based price
R5,431 / month
Bonitas
BonComplete
Higher-utilisation families wanting comprehensive day-to-day protection
R5,624 / month
Fedhealth
myFED (R21 652+)
Lower-income corporate employees comfortable with a network
R4,052 / month
Income-banded plan — eligibility depends on what you earn.
Medihelp
MedPrime
Families wanting comprehensive but still cost-managed cover
R5,208 / month
Medihelp
MedPrime Elect
Families wanting comprehensive but still cost-managed cover
R4,272 / month
Momentum
Ingwe Any Hospital (R23 501+)
Students, first-time earners and cost-sensitive members
R4,546 / month
Income-banded plan — eligibility depends on what you earn.
| What you get | MedihelpMedVital Elect | BestmedBeat 1 | BestmedBeat 2 | FedhealthflexiFED 1 - Network Hospitals |
|---|---|---|---|---|
| Scheme | Medihelp Medical Scheme | Bestmed Medical Scheme | Bestmed Medical Scheme | Fedhealth Medical Scheme |
| Monthly (est.) | R2,412 | R2,523 | R2,591 | R2,603 |
| Plan type | hospital plus limited day to day | hospital | hospital plus savings | customisable hospital or savings |
| Hospital | Yes | Yes | Yes | Yes |
| Chronic | PMB and 26 CDL conditions | CDL/PMB; 30% non-formulary co-payment | CDL/PMB; 30% non-formulary co-payment | basic formulary on Elect/GRID; basic formulary on standard variants |
| Day-to-day / savings | limited insured day-to-day | none | PMSA | hospital, savings or flexible-savings structure |
| Network | Any private hospital or Elect network · Elect network | variant_dependent: any/private network · non_network_variant | variant_dependent · non_network_variant | Any / GRID / Elect depending variant |
| Income band | No income band | No income band | No income band | No income band |
| Expected real spend | — | — | — | — |